No Fault Insurance

If you were involved in an auto accident you might be worried about who will pay your medical bills. Watch this video to learn about no fault insurance.

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Question:

What is no fault insurance?

Answer:

The other day I got a call from a client who was injured in a car accident. It was an intersection collision. He was going through the intersection with the green light and the other vehicle was going through the intersection with the red light. He came to me and I told him that you need to file what’s called a no-fault application with your insurance company. He said to me, “Why do I need to do that? I didn’t cause the accident.” I said to him, “Because your insurance company is going to provide you with what’s called no-fault benefits. The reason why it’s called no-fault, is because it doesn’t matter whose fault it is.”No Fault InsuranceThe vehicle that the injured party is in is going to cover for loss wages and medical expenses. It’s not a complicated process, but it is a process that you want to have your attorney take care of. They’ll submit the application; it’s got to be done within 30 days of the accident. They’ll guide you through that process. By submitting the application, it will ensure that you’re protected relevant to the payment of medical bills and the payment of loss wages; what we call economic loss.


Did you or a loved one suffer a serious injury in a crash and have questions about no fault insurance and it’s benefits? Contact a New York car accident lawyer at The Law Offices of Brian J. Elbaum today for a free confidential consultation and case evaluation. Let our experience work for you.

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Out of Town Resources:

These New Jersey Car Accident Lawyers have done a great job creating educational content. If you need help with a car accident claim in New Jersey, we recommend you take a look at their website.