In today’s society, more and more people are using ridesharing services such as Uber and Lyft as a mode of transportation. Many people find that ridesharing apps are a safer and more affordable means of transportation. However, similar to other types of auto accidents, Uber accidents can occur due to negligence and human error as Uber drivers are only humans. That being said, many people wonder how common Uber accidents are in New York. Keep reading to learn how common Uber accidents are and discover how a competent New York City Uber/Lyft Accident Lawyer can help you understand your legal options.
Are Uber accidents common in New York?
Ridesharing companies such as Uber and Lyft do not disclose accident statistics to the public. However, research has shown that 90% of Uber accidents occur in urban areas. This should not come as a surprise as urban areas such as New York City have large volumes of traffic. This causes motorists to drive more aggressively as they become impatient with traffic jams.
Uber drivers are also on the road for longer periods than any other motorists which increases their likelihood of being involved in an accident. As mentioned above, like any other type of auto accident, Uber accidents can occur due to various forms of negligence. These include distracted driving, speeding, unsafe lane changes, reckless driving, and other dangerous driving behaviors that can lead to traffic accidents.
What is Uber’s liability coverage?
If you have been injured in a ridesharing accident, it is imperative to understand how Uber’s liability coverage works. Uber and Lyft share the same liability coverage and the amount they compensate injured parties depends on where and when the accident occurred. That being said, if you were injured when the Uber driver was not logged into the rideshare app, this is known as Period 0. In the case of Period 0, the rideshare company will not provide you with any liability coverage as the driver was not using the app when they caused the collision. Therefore, you will have to proceed with the driver’s insurance company.
If you were injured while the Uber driver was logged into the rideshare app but have not accepted the ride and caused an accident, this is known as Period 1. In the case of Period 1, Uber will provide liability coverage for up to $50,000 per person injured, $100,000 total injury liability per accident, and $25,000 in property damage. If an Uber driver causes an accident after accepting a ride and is en route to pick up a passenger or they have already picked up the passenger and caused an accident, this is known as Periods 2 and 3. In Periods 2 and 3, Uber provides the most liability coverage of up to $1 million for those harmed while en route to their destination.
If you have recently been injured in an Uber accident, you need a skilled lawyer from the Law Offices of Brian J. Elbaum on your side. Uber accidents can be overwhelming. Don’t navigate this complex legal process alone. Our firm is prepared to help you seek justice. Contact us today so we can help you seek the fair compensation you deserve.