Should I Limit My Conversation With an Insurance Adjuster?

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After an auto accident, it is likely an insurance adjuster will contact you within the first couple of days to catch you in a vulnerable position. They want to catch you off guard in order to obtain information that could be used against you and discredit your claim. An insurance adjuster investigates the incident that caused your injury. Adjusters are sent on behalf of insurance companies to determine the circumstances of the claim. They will go to great lengths to minimize your injury. If you are

You should always limit conversations with an insurance adjuster. It is better to say nothing at all to protect yourself from giving them information that could be used against you. It is beneficial to speak with an attorney beforehand who can help you navigate interactions with insurance adjusters. Don’t hesitate to reach out to a dedicated New York City Car Accident Lawyer who can help you converse with insurance adjusters.

Should I Argue With an Insurance Adjuster?

You should refrain from arguing with an insurance adjuster. Any hostility shown can be used against you. An adjuster will use confusing language and misleading questions to trap you into incriminating yourself. Remember, insurance adjusters are not on your side. Essentially, they are on a mission to make their client look less culpable for your injuries and the accident. They will use various tactics to get you to reveal your opinion of the incident. You should avoid giving your opinion to an adjuster as they will twist your words.

Should I Disclose Any Information About the Accident?

Legally, you are not obligated to disclose any information about your injuries or the accident. You should only disclose your basic personal information such as your name, address, and telephone number. The less you tell them, the better. They will use any information you give them to reduce the damages owed. They will ask you to give a record statement about the auto accident and your injuries. Legally, you are also not obligated to provide an adjuster with a record statement. It is always better to provide a written statement. If you give a record statement they will try to persuade you to admit some degree of fault. An insurance adjuster will attempt to quickly settle the case. They will offer you a lowball offer, contact an experienced New York City Personal Injury Attorney who can help you get fair compensation for your injuries.

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The Law Offices of Brian J. Elbaum handles a wide variety of personal injury cases, including those involving auto accidents, catastrophic injuries, and more. Contact us today to schedule your free initial consultation.

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