Insurance companies are the biggest purveyors of personal injury myths in the Empire State and the rest of the country. Their intent is to protect their financial interests. You see, insurance companies would prefer it if you were to pay into a system and never benefit from it. However, these myths and distorted facts often prevent injured patients from filing personal injury claims. If you would like more information about the truth behind these myths, please read on, then contact an experienced New York City personal injury attorney today.
What is the truth behind the most common personal injury myths in New York?
According to the Centers for Disease Control, nearly thirty million people seek medical attention at emergency rooms for unintentional injuries every year. Despite the prevalence of personal injury cases, misinformation and outright fallacies abound, especially on the internet. Due to this false information, many people otherwise entitled to financial compensation will not file a claim. These myths and the truths behind them are as follows:
- Personal injury lawsuits take a long time: Even with all of the paperwork and waiting for final results, most cases are resolved in just a few months, so long as everything goes smoothly. Your attorney’s job is to gather the important details of the case and get it put through the court as soon as possible so you can get your settlement quickly.
- Insurance will not pay: Most of the time, one insurance company will cover the costs of filing the claim or will pay for the remaining portion after you pay the deductible associated with your policy.
- The responsible party will pay for everything: More often than not, the defendant’s insurance company will pay the settlement amount and, as a result, the defendant will have to pay higher monthly payments or premiums in order to make up for the insurance company paying the settlement amount.
- It is not worth filing a claim against family or friends: There is never an easy way to resolve a financial dispute with friends and family members, but, once again, the insurance company will probably be the one paying the settlement amount.
- You will have to attend several hearings: It is not a given that you will ever have to step foot inside a courtroom, but you will likely have to attend a few hearings that could last a few hours. Even then, your attorney will do most of the talking.
- Minor injuries are not worth filing a claim over: Even if you only have a few bumps and bruises, you should still file a claim to receive compensation for your medical bills.
- You can file as late as you want: In New York, you have up to three years, from the date of the accident, to file a personal injury claim. File any later and your case will probably be summarily dismissed.
If you have any further questions or would like to get the ball rolling, contact Brian J. Elbaum, Esq.
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The Law Offices of Brian J. Elbaum handles a wide variety of personal injury cases, including those involving auto accidents, catastrophic injuries, and more. Contact us today to schedule your free initial consultation.